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What’s your position on
The Fairness for Struggling Students Act

S. 114: Fairness for Struggling Students Act of 2013

Summary: A bill to amend title 11, United States Code, with respect to certain exceptions to discharge in bankruptcy. (More Info)

What do you think?

The next vote on this bill will occur in the Senate. How should your senators vote?

What POPVOX Users Say

POPVOX Nation:
68% Support
32% Oppose
(744 users)

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506 users
238 users
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Endorsing Organizations

Consumer Action 1,261 Facebook fans 693 Twitter followers

Consumer Action supports S 114 because It is inappropriate and unfair to distressed borrowers to treat private education loans more harshly than comparable types of debt. This legislation would restore fairness for struggling Americans who pursued the American dream through higher education and training, only to find themselves in financial distress.

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We hope and believe that at long last, the current legislation will be successfully passed. However, there are 2 points that must be accommodated if the current legislation is to be meaningful.

1. No Repayment Requirement

It is wrong to require a severely distressed borrower to find a way to make payments on their private loans for many more years before being afforded the same kinds of bankruptcy protections that exist for every other type of loan. This requirement was not in place pre-2005, and thus has no rational reason for being in the forthcoming legislation.

There is a so-called ...

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